Hunterdon County Real Estate

Chart of your potential capital gains over the next 5 years Do you want to buy a home but aren't sure if it's worth it right now? Here's something to consider. Experts agree that home prices will continue to rise for at least the next five years. That means buying later will only cost more. But if you go ahead and buy now, that price increase means you could gain more than $80,000 in equity over the next few years. I know this is a tough market to buy into, but if you're ready and can make the numbers work, it will be worth it. come on connect if you want to talk about strategies to make it happen. Don't forget to check out our latest market reports! I'm Joe Peters, a real estate agent with over twenty years of experience at Coldwell Banker Residential Brokerage. I work with people who want to buy or sell a home (or both) in Hunterdon or Somerset County, New Jersey. Clients rely on me for detailed market and neighborhood information and smooth real estate transactions. My access to big data through Coldwell Banker, plus current technology and marketing skills, give clients a unique advantage.

How Mortgage Rates Affect Your Monthly Payment Experts predict mortgage rates will drop in 2025, but they also say to prepare for some volatility. That's why it's not a good idea to try to time the market. Instead, it's better to focus on how even a small change affects your results. Even a slight decrease in rates can help reduce your future monthly payment. Want to see what this looks like at a different price? come on connect to explore your options today. Don't forget to check out our latest market reports! I'm Joe Peters, a real estate agent with over twenty years of experience at Coldwell Banker Residential Brokerage. I work with people who want to buy or sell a home (or both) in Hunterdon or Somerset County, New Jersey. Clients rely on me for detailed market and neighborhood information and smooth real estate transactions. My access to big data through Coldwell Banker, plus current technology and marketing skills, gives clients a unique advantage.

Prepare to buy a home in 2025 If buying a home is on your goal sheet this year, here's how to make it happen. Focus on improving your credit, planning your down payment, getting pre-approved, and prioritizing your wish list. But first, let's go connect so you have expert advice every step of the way. Don't forget to check out our latest market reports! I'm Joe Peters, a real estate agent with over twenty years of experience at Coldwell Banker Residential Brokerage. I work with people who want to buy or sell a home (or both) in Hunterdon or Somerset County, New Jersey. Clients rely on me for detailed market and neighborhood information and smooth real estate transactions. My access to big data through Coldwell Banker, plus current technology and marketing skills, give clients a unique advantage.

Sell ​​your house? Or are you simply looking to increase the value and curb appeal of your home for when you do? Here's something you should know: Home buyers are increasingly looking for homes with environmentally friendly features. What energy efficient features do buyers want? According to recent data from National Association of Realtors (NAR), when buyers think about green features, they look for (see image below): Heating and cooling costs: 82% of buyers consider heating and cooling costs to be one of the most important factors when looking for a home. And efficient heating and cooling systems with programmable thermostats can significantly reduce monthly energy bills.. Properly insulated windows and doors: These help maintain comfortable indoor temperatures without overloading the HVAC system, resulting in savings on energy bills. Energy efficient lighting and appliances: These can save money on utility bills and also reduce a home's overall energy use. Commuting costs and environmentally friendly community features: Living in a community designed with energy-efficient amenities and shorter commutes can reduce expenses and environmental impact. Landscaping for energy conservation: Strategically placed trees and shrubs can reduce cooling costs in the summer. Solar panels: Solar panels can also provide long-term savings and are an attractive feature for environmentally conscious buyers. The common theme? Environmentally friendly features are popular with buyers because they help them save money and make homes more comfortable to live in. But making some of these updates before selling your home doesn't just benefit buyers — it's worth it for you, too. How Green Features Benefit You If your appliances or systems are outdated, upgrading them now means you can enjoy the savings and convenience while still living in the home. He US Department of Energy has inserted Home energy rebates, which can provide homes with up to $14,000 in savings on energy efficiency upgrades. This includes insulation, duct sealing, heat pumps, and more. These rebates make it more affordable than ever to improve your home's efficiency. Then, when you decide to sell, you will reap the benefits again. Energy efficient homes stand out in a competitive market and appeal to the growing group of environmentally conscious buyers. Studies also show that homes with energy-efficient upgrades, such as those with high-efficiency HVAC systems or modern insulation, are more desirable to buyers and typically command a higher price. Investigation of freddy mac found that homes with high energy efficiency ratings sold for 2.7% more on average than homes without these improvements. Work with a Real Estate Agent to Maximize Value I'm not sure which one updates prioritize? That's where a local real estate agent come in. They can help you identify the green features that buyers in your area value most. Whether it's adding Energy Star appliances or improving insulation, they'll guide you to make the best decisions for your home and your budget. Making environmentally friendly upgrades can pay off in more ways than one. Now you can enjoy savings on energy bills and greater convenience. Plus, you'll have the satisfaction of knowing you're contributing to a more sustainable future while adding value to your home. Ready to learn more about how you can make your the house stands out? come on connect to explore your options today. Don't forget to check out our latest market reports!

More than two-thirds of Americans have at least 50 percent equity More than 2/3 of homeowners have paid off their mortgage or have at least 50% equity in their home. And here's what this really means for you. If you're a homeowner wondering if it makes sense to move right now, you should know that you could have enough equity to buy your next home outright—without a mortgage or worrying about current rates. If you also want to know if you have enough equity to buy your next home with cash, connect to explore your options today. Don't forget to check out our latest market reports! I'm Joe Peters, a real estate agent with over twenty years of experience at Coldwell Banker Residential Brokerage. I work with people who want to buy or sell a home (or both) in Hunterdon or Somerset County, New Jersey. Clients rely on me for detailed market and neighborhood information and smooth real estate transactions. My access to big data through Coldwell Banker, plus current technology and marketing skills, give clients a unique advantage.

The truth about down payments Do you think you have to put down 20% when you buy a house? Think again. Unless specified by your loan type or lender, it is not always necessary. And the truth is, most home buyers don't. The average down payment for first-time buyers is 9%, but most of the time you don't even need to pay that amount. And if you want to give your savings a boost, check out the growing number of down payment assistance programs. On average, they provide about $17,000 to qualified buyers. Do you want to learn more? come on connect to explore your options today. Don't forget to check out our latest market reports! I'm Joe Peters, a real estate agent with over twenty years of experience at Coldwell Banker Residential Brokerage. I work with people who want to buy or sell a home (or both) in Hunterdon or Somerset County, New Jersey. Clients rely on me for detailed market and neighborhood information and smooth real estate transactions. My access to big data through Coldwell Banker, plus current technology and marketing skills, gives clients a unique advantage.

What Home Buyers Should Know About Credit Scores Do you know the minimum credit score needed to buy a home? Data shows that 7 in 10 people don't know what lenders require or that it varies by lender or loan type. The good news is that you don't need perfect credit no matter what you've heard. If you want to learn more about home loan options that may work for you, let me connect you with a trusted lender. come on connect to explore your options today. Don't forget to check out our latest market reports! I'm Joe Peters, a real estate agent with over twenty years of experience at Coldwell Banker Residential Brokerage. I work with people who want to buy or sell a home (or both) in Hunterdon or Somerset County, New Jersey. Clients rely on me for detailed market and neighborhood information and smooth real estate transactions. My access to big data through Coldwell Banker, plus current technology and marketing skills, give clients a unique advantage.

Why this winter is the best time to sell Are you thinking about selling your house? History shows that winter may be your sweet spot. With serious buyers still looking and generally fewer homes for sale than other times of the year, your home could really stand out. If you would like to list your home and take advantage of these benefits, let's connect to explore your options today. Don't forget to check out our latest market reports! I'm Joe Peters, a real estate agent with over twenty years of experience at Coldwell Banker Residential Brokerage. I work with people who want to buy or sell a home (or both) in Hunterdon or Somerset County, New Jersey. Clients rely on me for detailed market and neighborhood information and smooth real estate transactions. My access to big data through Coldwell Banker, plus current technology and marketing skills, give clients a unique advantage.

The big difference between the net worth of the tenant and the owner Did you know that the net worth of a typical homeowner is approximately 40 times that of a renter? This is because home ownership is the number one way to build wealth in this country. When you own a home, your net worth increases as you pay off your mortgage and the value of your home increases. Want to learn more about this great financial benefit or programs that could help you become a homeowner?