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Last update on May 9, 2025 Charlottesville, Virginia, is a historic and vibrant city located in the foothills of the Blue Ridge mountains, about 100 miles west of Richmond. Known for its rich history, beautiful landscapes and intellectual environment, it combines the charm of a small town with the cultural and educational offers of a larger city. Thinking about visiting this historic city? This is what you should do for a weekend in Charlottesville. Friday at Charlottesville Visit Monticello Pass the morning and early in the afternoon touring the house and the land of Thomas Jefferson when visiting the historic Monticello. With a variety of ways to spend their time in Monticello, the website It offers several ideas on how to spend half a day or full day exploring the historical home of Thomas Jefferson. The tour behind the scene will give history fans a deep vision of Jefferson's life and will show the three floors of the house. A more condensed version of the tour is available, which lasts 45 minutes and is ideal for those shortly. The tour “of slavery to freedom” is 2.5 hours of duration and invites guests to contemplate the durable legacies of slavery and freedom. The tours ideas for those who travel with children are available, as well as tours with the beautiful land and the view of the house. Rest in Jefferson Vineyards No trip to Charlottesville is complete without trying one of the more than 40 wineries along the Monticello Wine Trail. Jefferson Vineyards is right at the end of Monticello, so it is a great boxes in boxes after a wonderful day exploring the house of Thomas Jefferson. During spring, guests can drink wine while relaxing live music presented on Fridays from 4 to 6 pm and on Sundays from 2 to 4 pm take a snack to mark it until dinner time when visiting the vid, a seasonal food truck seasonally. Dinner in Fleurie Take a whim for dinner after a long day of tourism when you visit Fleurie. Fleurie presents a seasonal menu that turns frequently and offers dinner guests a three -dishes menu for a fixed price of $ 135. With main courses with stew lamb, beef loin, meat tartar and roasted lobertail, just to name some, guests deliran and deliran on this local restaurant. Saturday in Charlottesville Brunch in Guajiros If you have worked a lot of appetite for all the tourist visits that made on Friday, you will appreciate an abundant breakfast in Guajiros. Bringing the flavors of South Florida and Central America to Charlottesville, Guajiros Brunch is one of the best kept secrets for a wonderful Brunch experience. With popular brunch dishes such as guajiros eggs, sovereign avocado toast and breakfast tacos, this place cannot be defeated. Shenondoah National Park You can't spend time at Charlottesville without checking the Shenondoah National Park. Located at less than 30 miles from Charlottesville, the Shenondoah National Park is exploiting with waterfall cascades, views, peaceful fields of wild flowers and not shortage of spectacular views. After breakfast, take a short trip to this magnificent scenic place and take a quick walk. We recommend Blackrock Summit Hike, an easy but very rewarding walk that has only 45 minutes. Ideal for all ages and even pets, this short walk, qualified easy in the difficulty scale, culminates in a point of view on a rocky slope of astgalus with incredible views of the Shenondoah Valley, the Massanutten mountain and beyond. After his walk, cool as he advances by Skyline Drive, one of the most picturesque and pleasant walks in the country. Approximately 3 hours are needed to drive the entire length and run approximately 105 miles long, since it rolled along the blue ridge ridges. Of course, autumn is the most popular moment to travel along the way, but spring offers beautiful touches of color at all times, thanks to the colorful wild flowers, as well as the flourishing Azaleas and the mountain laurel. Dinner at Smyrna Inspired by the Aegean/Mediterranean cuisine, Smyrna's executive chef, Tarik Sengul, uses only local ingredients for higher quality and flavor. Located in W. Main Street, diners are at a culinary party, since chef chief sengul brings his excellent gastronomic experience from New York City to Charlottesville. Smyrna It has an open cooking experience designed to delight and entertain the guests while having dinner. Reservations are recommended. Sunday in Charlottesville Brunch on the tip In search of a traditional breakfast where “everything is fine?” Cene at Tip -Top for Brunch before exploring the famous shopping center of the Center of Charlottesville. The center shopping center strolls The shopping center of the Charlottesville center is an area only for pedestrians that covers 7 blocks and houses more than 3 dozen coffees and restaurants and more than 120 stores. The center of the artistic scene of Charlotteville, you can watch a movie, play or take live music in one of the various places of action. You will feel that you are back in time while wandering through the paved brick catwalk and visit stores and restaurants, all located in historical buildings. Yeah Charlottesville, Va It sounds like a place that you would love to be, let Howard Hanna find the right home for you. ________________ Allen Tate is the largest real estate company in Carolinas with more than 70 offices and 1,800 real estate agents in Charlotte, Triad, Triangle, High Country, Upstate SC, Highlands/Cashiers and Asheville/Mountain Regions. Allen Tate is a partner of Howard Hanna Real Estate, the largest private real estate corridor in the United States, with 480 real estate, mortgages, insurance, titles and offices of deposit services in guarantee and 15,000 sales associates and personnel in 13 states. For more information, visit www.allentate.com and www.howardhanna.com. Visited 452 times, 7 visits today

Why will you want a home inspection Once its offer is accepted, an inspector will evaluate the condition of the house, including things such as the roof, the base, the plumbing and more. That information is incredibly important and paves the way for negotiating with the seller, as necessary. So, you don't want to omit this step. An inspection is your opportunity to avoid expensive headaches and have peace of mind. Let's connect to talk about other ways to make your offer stand out. Come on connect To explore your options today. Do not forget to see our last market reports! I am Joe Peters, a real estate agent for more than twenty years with the residential broker of Coldwell Banker. I work with people who want to buy or sell a house (or both) in Hunterdon County or Somerset, NJ. Customers trust me for the in -depth market and the ideas of the neighborhood and the very real estate transactions. My access to Big Data through Coldwell Banker, in addition to current technology and marketing skills, gives customers a unique advantage. (Tagstotranslate) Estate Real Estate of Hunterdon County (T) Somerset County Real Estate

Now that spring is here, more and more buyers are returning to the market, and competition is heating. If you take the consumption of a house that you will love, you need more than a simple desire list. You need an intelligent strategy, and that begins with working with a great agent that can help you organize a solid offer. Here are some main tips that your agent will share with you who are helping buyers to stand out (and win) in the current market. 1. Don't be low in the price It is tempting to start with a super low offer in an attempt to save money. But in a competitive spring market, that could be counterproductive. If the price is not reasonable, it could offend the seller and lose a better offer. As Nerdwallet says: “If you really want the property, you should avoid offending the seller. Therefore, be careful to place a call calling offer. One of the most obvious risks of making a lowball offer is absolute rejection … As a buyer, you will need to find a balance between making a fair offer and running the risk of losing property.“ Your agent can help you understand local price trends and how a fair but strong offer is seen this season. 2. Consider a climbing clause If you are concerned about competition offers, a climbing clause can help. If you have an climbing clause and the seller receives another offer, it increases its to a certain maximum amount it establishes. That way you don't lose a small difference. Inventopedia explains it like this: “An climbing clause is a way of automatically climbing its offer in a certain amount of dollar, to a certain roof, to compete with other offers.” Work with your agent to decide if this tactic conforms to your situation and budget. Just make sure not to stretch beyond what you really feel comfortable and that the house is likely to evaluate for the amount it offers. If the evaluation is lower than its offer, it is possible that you must compensate for the difference from your pocket. Your agent can help you weigh these risks and determine the best approach to your specific situation. 3. Be intentional about the concessions you ask for While some concessions could be possible (such as aid with closing costs), too many demands could make the cleaner offer of the buyer more attractive. Like him National Association of Agensifier Agents (NAR) grades: “There are many factors for discussion in any real estate transaction, from the price to repairs and the date of possession. A real estate professional who represents you Look at the transaction from your perspective, helping you negotiate a purchase agreement that meets your needs. . .“ An agent who knows what is working for other buyers in his area can help him prioritize the most important questions, and avoid those that could turn off the seller. 4. Consider a timeline that attracts the seller Sometimes, it's not just about the price, it's about time. Does the seller need extra time to move? Or do they want to move as soon as possible? The flexibility here can work in your favor. By adjusting your timeline (if you can), you could stand out against other offers. According Atlas van Lines: “Everyone will have a unique timeline depending on the size of the movement, the distance at which personal preferences move. It is important to be flexible and adapt the timeline as necessary and ensure that it assigns enough time for each step.” Your agent can communicate with the seller agent to find out what matters most, including time. Spring is here, and more buyers are entering the market. Let's work together to make sure your offer stands out. What do you want to feel safe before making this spring? (Tagstotranslate) Estate Real Estate of Hunterdon County (T) Somerset County Real Estate

Last update on May 7, 2025 Allen tate | Howard Hanna, the leading real estate company of Carolinas, is pleased to welcome the following Realtories® that joined the company in April 2025: Asheville/Mountain RegionRachel Aguiar, Sabrina Chappell -Sheville-DowntownToni Anderson, Lori Philips – Asheville/Walnut Cove RealtyJustin Brown, Misty Brown – Waynesville Charlotte regionAmanda sells, John Williams – AlbamarleSaanvi Holé -Carlotte-CentrCeleste advice, Oscar Pico Huerta, Colleen Posy, Karla Rodríguez, Claudia Rose -Charlotte-SouthBeverly Stumler -Charlotte-SouthparkLucy Rowe – ConcordChris Carson – Lake NormanKendra Blair – Rock Hill High country regionDaniel Bryan – Blowing Rock Triad regionLeanna Awtrey – AsheboroHeather Anderson, Lexi Antieau, Allison Leiva-Marin – Oak RidgeMichelle Barker, Candace Layne – SummerfieldDonna Mahrt -Winston-Salem Triangular regionKelly Cook, Nicole Gagnon, Shantell Guillen, Ben Howlett – CaryHannah Fitzgerald -Greenville-NcKristine Rybarczyk – Lake RoyaleBrandee Masters, Jonathan Youngleson -Raleigh-Falls of NeuseSophie Fulle, Amber Perry -Raleight-GenwoodMalia Bah – Wake Forest/Rolesville State regionScott Fano -Greenville-DowntownMike Colombo – Greenville/SimpsonvilleKelsey Ronser -Leaee-seneca Allen Tate is the largest real estate company in the Carolinas based on the closed sales volume, with more than 70 offices and 1,800 real estate agents in Charlotte, Triad, Triangle, High Country, Highland/Cashiers and Asheville/Mountain Regions of North Carolina and the regions of Carolina of the UPBAND state of the UPBAND state and low of South Carolina. Allen Tate is a partner of Howard Hanna Real Estate, the largest real estate corridor of real estate in the United States. The Full Service Real Estate Company has 480 real estate, mortgages, insurance, titles and offices of deposit deposit services and more than 15,000 sales associates and personnel in 13 states. For more information, visit www.allentate.com and www.howardhanna.com. Visited 2 times, 2 visits today (Tagstotranslate) new real estate agents

Finally you have more options for your movement If you put your home search because you cannot find anything you liked in your budget, it is time to try again. There is a much wider selection of houses for sale, with faster fresh lists that reach the market every month. With more options there are more possibilities. Come on connect If you want to see what is available in our area. Do not forget to see our last market reports! I am Joe Peters, a real estate agent for more than twenty years with the residential broker of Coldwell Banker. I work with people who want to buy or sell a house (or both) in Hunterdon County or Somerset, NJ. Customers trust me for the in -depth market and the ideas of the neighborhood and the very real estate transactions. My access to Big Data through Coldwell Banker, in addition to current technology and marketing skills, gives customers a unique advantage. (Tagstotranslate) Hunterdon County Real Estate

Last update on May 1, 2025 Asking many questions is a great idea when you are looking to buy a house. Asking for the good The questions will give you the advantage you need to negotiate until you are satisfied with the final result. Armed with the answers to these ten questions, you will know what to expect, from the previous approval to the closing day. After all, surprises are fun on birthdays, but they are bad news in the housing purchase process. What can I afford? It is very important to know how much house you can pay before placing your heart on a particular property. When you know how much a house really costs, and what you can reasonably handle, you will avoid the heartbreak of finding “the only one” only to learn later that it is out of your budget. When you calculate your budget, be sure to take into account not only the monthly estimated mortgage payment, but also the initial payment, the owner's insurance, the HOA quotas, if applicable, the maintenance of the home and any renewal that must be made at home. If you do not plan to reduce 20%, the budget for PMI or private mortgage insurance, as part of the monthly mortgage payment. Being previously approved for a mortgage will help you understand how much you can pay, and it will do a much more attractive buyer if you enter a multiple offer situation in your dreams. Related reading: How to get pre -approved for a mortgage. Is the seller motivated? Two questions will help him measure how motivated the seller is. First, why does the seller move? Second, how long has the house been in the market? People move for all kinds of reasons. Some of those reasons, such as being relocated to a work that begins on a certain date, can result in a seller who is more inclined to be flexible with the price, contingencies and credits for repairs and replacements. The answer to this question is not easily available, but it is no more than your real estate agent to ask the seller agent to be willing to share. They can even clarify something you really likeTo know, as the neighborhood that goes downhill, or serious problems with the house that are causing sellers to move. The next question is much easier to find out: how long has the house been on the market? Your agent can tell you this, without sweat, and a simple online search must discover if the house has been listed before by the same owner but retired from the market. Anyway, the more the house is in the market, the more motivated the seller should be. Use this for your advantage by making your initial offer and negotiating the contract. How is the property measured? You are not buying a house in a vacuum, so the neighborhood is your friend! Ask your agent to make comparable lists currently in the market, as well as houses that have been sold in the last six months. Look at the list price compared to the sale price, the price per square foot, the days in the market and other details to help determine its initial offer and if it is a good idea to request concessions, such as making the seller cover some of the closing costs. What are the risks associated with this property? The owner's insurance must cover the typical dangers that can affect a house, but depending on the location of the property, it may be looking for serious risk factors that require additional insurance. For example, properties located in flooding areas may require the purchase of flood insurance, a separate policy of owners insurance. You can verify if a property falls into this category using FEMA flood map service. Earthquakes, hurricanes and tornadoes are additional risks that can be higher in certain geographical locations, so it is important to discover the level of risk of the property it is considering. One way to find out what types of insurance claims have been presented at home is to obtain a track, or a comprehensive loss subscription exchange. This report reveals all the owner's insurance claims that the seller has submitted in the last seven years. This information, which is received by your seller agent, can shed light on important issues that could affect how much ends by paying for the owner's insurance. How old are appliances and systems? While we talk about risks, let's see the risks of buying those large appliances and main systems that come with a house. He has budgeted this purchase as a professional, so the last thing he needs is the surprise spending of replacing an oven a month after moving. These things have quite predictable life sections that, unfortunately, are shorter than the useful life of the house. Discover the age of appliances included in the sale, as well as the oven, the water heater and the heating, cooling, plumber and electricity systems. If any of these is in their last legs, try to obtain a guarantee of the house included in the sale or negotiate a concession that invoice in the replacement cost. Related reading: The role of a house guarantee How old is the roof? Knowing the condition and age of the roof can save a lot of headache and wallet pain later. In a perfect world, the real estate list would include this information. In the real world, you may have to ask. In addition to being an important expense that you will need to plan, an aging or problematic roof could affect whether your lender approves your mortgage loan. What is included in the sale? The state where the house is located and the seller preferences come into play when it comes to what is included in a sale. Typically, articles considered “accessories” (such as cabinets, taps and blinds) are included, but what about appliances, window treatments, built -in speakers or swing

His homemade equity could make move possible Before you discard moving right now, take a look at this. Thanks to how much housing prices have uploaded in recent years, the average owner has more than $ 300k in capital. And once you sell, you can use your capital to finance the initial payment of your next house. And if you are looking to reduce size, you can even buy in cash. So, if you have been in the fence on the sale, let's take a closer look at its numbers and how much equity it has. You may surprise you what is possible. Come on connect To explore your options today. Do not forget to see our last market reports! I am Joe Peters, a real estate agent for more than twenty years with the residential broker of Coldwell Banker. I work with people who want to buy or sell a house (or both) in Hunterdon County or Somerset, NJ. Customers trust me for the in -depth market and the ideas of the neighborhood and the very real estate transactions. My access to Big Data through Coldwell Banker, in addition to current technology and marketing skills, gives customers a unique advantage. (Tagstotranslate) Estate Real Estate of Hunterdon County (T) Somerset County Real Estate

We publish Portfolio performance of Q4-2022 on January 31, 2023. We will publish our next quarterly performance report (portfolio performance Q1-2023) on April 28, 2023: this will include annual revaluations for all properties, carried out by independent collegiate topographs accredited by Rics. Today's update covers an important activity in March: Capital funds and votes of the shareholders Investment Plan All-Share LHX 5 -year anniversary properties Rather of property dissemination by property Capital funds and votes of the shareholders In March, 3 properties required a new capital to strengthen its financial position: For the 3 properties, the shareholders voted for collections of capital funds instead of auction sales. The 3 collections of capital funds completed successfully, raising £ 248,000. This marks the third successful round of capital funds, for which 13 properties have raised £ 1.6 million, resulting in significantly stronger balances with which to pursue the provisions of ordered units that maximize sales prices. Investment Plan All-Share LHX March was the second month of Better's direct investment in the exchange. This investment is creating greater liquidity and a more efficient price throughout the market. Together with Better's investment in March, the funds invested in the Investment Plan All-Share LHX They have been successfully implemented. From the beginning in February, the All-Share has delivered a convincing portfolio: February: 39 Properties, 25% discount to the vacant possession value (after all rates and taxes) that represents a 34% unrealized capital gain March: 32 Properties, 27% discount to vacant possession value (after all rates and taxes) that represents a 37% unrealized capital gain There are 2 days left to participate in the next round. Customer funds are invested monthly and our April deployment It is open for funds until 11.59 pm on Friday, March 31. 5 -year anniversary properties The following 5 properties completed their 5 -year anniversary process in March and the elimination process has begun: Rather of property dissemination by property In last month's update, we report that All residential properties Now it will be shown INDIVIDUAL UNIT DETAILS In a new tab in the “Financial” section. Now we have taken this one step further and we provide unity information per unit even more detailed for each property. Now, for each unit that is currently done, you can see the purchase price, the latest independent valuations, the hired rent and the 'state' of each unit, for example, vacancy, under offer, etc. For each unit sold, you can see the purchase price, the latest independent valuations and the sale price. For both, we show total, as well as any premium or discount for the purchase price. Below is an example, Blackfords Court, Cannock: If you have questions about this update, send us an email to [email protected] Best wishes, The LHX team

If the sale price is not convincing, it is not being sold Unfortunately, many vendors establish their sale price too high today, which leads to an increase in price cuts. Some of the most common reasons are that they are not paying attention to current market conditions or try to leave space for negotiation. The best way to avoid this error? Rely on an agent. Come on connect To make sure your home has a price to attract people, not to move them away. Do not forget to see our last market reports!

The purchase of investment property depends on many factors, which include the type of property, the mortgage term, the location, the mortgage rate, etc., the mortgage period is very important, because you can define the amount for which you can qualify and your mortgage payment plan. Know that the mortgage terms are classified into two options: short -term and long -term mortgage. Then, in this article, we will discuss one of these: the short -term mortgage. What does it mean? What are the pros and cons? And what are the factors to consider before opting for this mortgage term?  What is a short term mortgage? Short -term mortgages are types of unconventional loans. These types of mortgages mature in less than 15 years. Unlike conventional loan, which takes an average of 30 years to expire, these types of loans allow owners to pay their mortgage faster and generate capital in the property in a shorter period. Although short -term mortgages offer several benefits, there are some other things that you should know before making your decision. In the next sections, we will discuss everything you need to know about this type of loan and its pros and cons. How does a short -term mortgage work? Meanwhile short-term loans are similar to long -term loans in structure, with the latter taking more time to pay off than the former.  Then, unlike long -term mortgages, which take about 30 years to mature, a short -term mortgage takes a maximum of 15 years to reach expiration. That means that the owner can pay his loan in a shorter period and generate capital in the property. In addition, the short expiration period of short -term mortgages allow you to pay the loan quickly. That means that this type of mortgage is usually less risky compared to long -term mortgages. For this reason, the mortgage rate is lower than that of conventional loans. So, although you are paying more in monthly payments of the mortgage, its total is significantly lower than long -term mortgages. Advantages of short -term mortgages As we have discussed, the common advantage of a short -term mortgage is that a shorter period is needed to mature than a long -term mortgage. While this is a significant reason, there are other benefits of short -term short -term mortgage. Here, we will discuss these others less obvious from short -term mortgages. Low interest rate The lenders consider that short -term mortgages are less risky due to the time it has to mature. Due to the short expiration period, lenders tend to recover their investment and profits faster. And so, since it is not as risky as the conventional mortgage, the lenders are generally less strict on the loan and reimbursement requirements.   Most short -term mortgages are generally not secured by government agencies (such as Fannie Mae, Freddie Mac, Fha, Va, etc.).  In addition, the owners are not obliged to make some payments (such as private mortgage insurance (PMI), etc.). It takes less time to pay the loan By observing the monthly payment of the mortgage of both terms of the mortgage (the long term and, most owners will prefer to opt for a long -term mortgage loan, because your monthly mortgage payment is cheaper. However, a deeper look in terms (short and long term mortgages) will show that although the short -term monthly mortgage payment is more expensive, the total payment is usually significantly cheaper for short -term loans. Helps build faster equity Since short -term mortgages take less time to pay, you can quickly pay your mortgage and generate capital in the property in a short period. For example, the equity you will have in your home with a loan of 15 years after five years of mortgage payments, will be significantly greater than the capital that would build in a 30 -year mortgage in the same period. Disadvantages of short -term mortgages Knowing only the advantages of a short -term mortgage loan is not sufficient to make informed decisions. Although the benefits can be convincing (low interest rate, shorter payment schedule, faster construction capital, etc.), knowing the disadvantages will help you make better real estate investment decisions. Higher monthly mortgage payment You will likely be asked to pay a higher monthly mortgage. In our previous example, a 15 -year mortgage period requires that you pay $ 2,334 in monthly mortgage, while a 30 -year mortgage requires that you pay only $ 1,701 monthly. Then, instead of paying a lower amount, obtaining a short -term mortgage loan means that it would pay a higher monthly mortgage. A shorter loan period will compensate for the highest monthly payment of the mortgage. Less affordable A short -term mortgage is less affordable because you (the borrower) could be limited to specific properties depending on the approved limit of the lender. For example, if the lender only approves the borrower to take a mortgage of $ 2,000 per month for the monthly mortgage payment. Using the previous example, the owner will not qualify for the loan with a period of 15 years because the monthly payment of $ 2,334 exceeds the $ 2,000 limit per month. However, they will only qualify for a mortgage of $ 230,000 using the same parameters as previously. While, if the borrower requested a 30 -year mortgage (using the same parameters as the example), the monthly mortgage payment would be $ 1,701, well below the $ 2,000 limit.  Less popular Finding short -term loans (such as 5-, 10- and 15-year-old mortgages) requires more work.  Short -term loans are less popular among mortgage lenders and borrowers. These types of loans are not conventional, which means that they are types of special loans and may not be available at some lenders. So, if you are looking to opt for a short term of mortgage, you need more research to find them. Higher monthly payments can result in disability of payment Since short -term mortgages require higher monthly mortgages than conventional, most owners